Interesting Facts About Receivables Finance

accounting-806393_960_720Factoring refers to the sale of a company’s accounts receivable invoices to a factor in order to get working capital. This is otherwise known as receivables factoring, bill factoring, accounts receivable funding, and invoice discounting.

Receivable Funding Must-Knows

No debt will be created – As compared to the traditional Asset Based Lending, this financing option won’t create debt since it is not a loan. In fact, it can create a more attractive balance sheet since a factoring company purchases your invoices and pays you on those.

It is very flexible – If you factor, you will be able to control which clients you want to factor. In turn, this allows you to secure operating cash that will meet the needs of your business.

Your credit will be improved – With factoring, the increased working capital will provide you the best means to pay your vendors and bills on time. And this can definitely affect your credit score.

How It Works

You must receive credit approvals for your customers ahead of the funding. After you have shipped the merchandise, you bill the customer with a notification that instructs them to pay the invoice directly to the factor. It will be the factoring company that does all the collection work so you can spend your resources on growing your business rather than making collection calls.

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What Makes Events Planning So Complicated?

02One common misconception about hiring a professional event planning company is that it’s going to be too expensive. It would be cheaper, surely, to organize the event in house. But planning a corporate event can be one of the most stressful and time-consuming activities. Cutting corners could easily end up costing you money. To make the most out of your events planning and ease out on the complications that may arise, take note of the following factors when seeking help from the experts.

1. Budget – The upfront costs of hiring an event planner company will be overshadowed by the costs that are accrued if things start to go wrong. Start with a budget and let the events planning company take it from there. Have a checklist of costs, from ingress, food, corporate event tents to use up to giveaways.

2. Save time – Event planning is a job for the professionals and they will do a more efficient job no matter how good your ideas or intentions. You simply won’t have enough hours in the day to focus on a task as huge as putting together a large-scale event -and even if you did it’s a recipe for grey hair.

3. Knowledge and Experience – Consider the knowledge and experience of people who have been doing this job for a long time. Event planners know the best venues and the latest trends, not to mention the latest technology and budget-saving ideas.

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Types Of Teaching Methods

MathnasiumIn order for kids to learn, it is important for instructors to make use of the effective teaching methods. However, there are different types of teaching styles to choose from. To know more, below are some of the following.

Authority or Lecture Style

The authority model is teacher-centered and frequently entails lengthy lecture sessions or one-way presentations. However, this type of teaching is not applicable for children since there is little or no interaction with the teacher.

Demonstrator or Coach Style

This type of teaching method allows teachers to demonstrate their expertise by showing students what they need to know. With this teaching style, teachers have the opportunity to incorporate a variety of formats including lectures, multimedia presentations and demonstrations.

Facilitator or Activity Style

This teaching method helps students develop critical thinking skills and retain knowledge that leads to self-actualization. This teaching method can also train students to ask questions and helps develop skills to find answers and solutions through exploration.

Delegator or Group Style

Group teaching style is ideal for curriculum that requires lab activities, such as chemistry and biology, or subjects that warrant peer feedback, like debate and creative writing. Not to mention, this teaching style inspires students by working in tandem toward common goals.

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Popular Massage Treatments For Your Foot

School Of Natural TherapiesWalking, running, kicking and stomping; there are only some of the actions individuals make using their foot. Sadly, due to over working foot, individuals may experience pain that can affect their performance. Luckily, there are numerous massage treatments individuals can choose from to improve their foot. Below are some of the following.

Swedish Foot Massage

Swedish foot massage is the most popular foot massage. In this massage, expert massages with soft, lengthening, light and rhythmic strokes. This kind of foot massage is known to be extremely refreshing, energizing and relaxing. Most individuals who opt for this massage have joint injuries.

Reflexology Foot Massage

This type of foot massage is mainly based on reflex actions of the feet. With this treatment, ankle injuries, toe pain, arthritis, and plantar fasciitis can be prevented.

Deep Tissue Massage

Deep tissue massage also aids in overcoming many painful limb diseases. This massage involves focussing on the stiff and painful joints and spots of the leg and the therapist efficiently provides slow but firm pressure strokes on the muscle layers, tendons, joints and the tissues that lie deep within the legs.

Sports Foot Massage

This type of foot massage can also be done by other people who face trouble while walking, jogging or daily activities.

Neuromuscular Therapy Foot Massage

This type of foot massage can help prevent chronic pain in limbs or joints. Not to mention, both the nervous system and muscular system are triggered by this form of foot massage and it also enhances blood circulation in the trigger points.

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Popular Banking Services For Your Business

HSBCManaging finances is one of the most stressful tasks business owners need to deal with. That is why more and more business owners are looking for services that can match their needs. Luckily, banking institutions can provide a wide variety of services for your business. Below are some of the following.

Electronic Funds Transfer

Electronic funds transfer is one of the most popular banking services for businesses these days. This service can eliminate hassles, delays, risks, errors and costs associated with paper transactions. In addition, electronic funds transfer can also enable business to receive payments quickly and cost effectively.

Remote Deposit Services

This service can securely send scanned check images directly to your account at any time, day or night, from any location with access to the Internet. Because of this, you can accomplish financial tasks even if you are not in your office.

Payroll Services

Payroll services are also important services offered by banking institutions. With this service, business owners can handle all of the calculations, including withholdings, payroll taxes and voluntary deductions, as well as tax remittance.

Business Credit Cards

A business credit card lets you monitor and manage employee spending in real time. Most business credit cards also allow you to set individual limits for each employee based on his role in the company.

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Services Offered By Salons

Bedashing BeautyWhen talking about salons, almost all individuals know that visiting a salon can help them improve their looks and confidence. Surely, salons can provide these services. But, these benefits can be provided by offering their clients with the right service. To know more, below are some of the most common services offered by hair salon.

Hair Care

Hair care is a service that is offered by almost all beauty salons. These services include a trimming, shampooing, dying, highlighting and other services related in improving hair. Plus, many beauty salons also specialize in doing other elegant hair styles for popular events like proms and weddings.

Skin Care

Skincare is another service that is offered by many beauty salons. And, one of the most popular skin care services of salons is tanning. To provide effective tanning services, beauty salons have tanning beds for customers to use. Other than that, a large number of beauty salons are now starting to offer spray on tans, which are safer than using tanning beds.

Nail Care

Finally, most salons also offer nail care services. By opting for nail care services, individuals can make their nails cleaners and more appealing. In addition, nail care services allow individuals to improve their looks by complementing your style with the right nail style.

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Popular Breastfeeding Positions

Peachy MamaWhen breastfeeding, it is important for mums to use of breastfeeding dress. In this way, mums can easily feed their child. Apart from dress, it is also important to know the best breastfeeding positions. To help you, below are some of the most popular breastfeeding positions.

The cradle hold

This breastfeeding position requires you to cradle your baby’s head with the crook of your arm. This is ideal for full-term babies who were delivered normally since women who have had a cesarean section may find it puts too much pressure on their abdomen.

The cross-over hold

This position differs from the cradle hold in that you don’t support your baby’s head with the crook of your arm. Instead, your arms switch roles. This type of breastfeeding position is ideal for small babies and for infants who have trouble latching on.

The clutch or football hold

In this position, you tuck your baby under your arm like a football or handbag. This position is best for women who have large breasts or flat nipples, and for mothers of twins.

Reclining position

This position keeps your back and hips in a straight line. Therefore, you can ask your partner to place several pillows behind your back for support. Or perhaps, you can put a pillow under your head and shoulders.

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